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It is their medical record, after all. One of the major insurers, BUPA, excludes many forms of treatment and care that most people will need during their lifetime or specialist care most of which are freely available from the NHS. In sum, a reasonable jury could conclude that NGAC, when determining whether to settle the claim, did not give at least as much consideration to the welfare of its insured that it gave to its own interests. When an employee covered by this Agreement is eligible for two or more leaves at the same time, the leaves shall run concurrently.
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